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How to save when times are tough

A lot of people are afraid of a budget- but you shouldn’t be. Budget’s help you keep on track of your savings and spending goals. Set a realistic target and set out the steps you need to take to reach it. This could include having separate accounts for spending and savings.

Analyse your sending habits and work out what it really is you should be spending on and those items that you could cut back on. Think about if you really need to indulge in your favourite cuisine from your favourite top end restaurant in the comfort of your home.

Shop around for the best deals. There are things that you must pay for – gas, electricity and all the other bills. Make sure you get the best deal for yourself.

Suren’s final bit of advice? Watch below.

How to save when times are tough

How to actually buy a house

Buying a house can be hard. Suren’s first tip? Research. Research. Research. It’s the biggest investment you’re going to make in your life. As Suren puts it, “you can spend three hours researching the best pizza on trip advisor, you can put some time into finding the perfect house to buy.”

Understand what costs are involved in buying a house; think stamp duty, mortgage insurance, deposits. See what grants are available to help you get a better deal. Government funding is available in most states so do your research to see what deals are available to you.

See Suren’s advice in full, video below.

How to actually buy a house

How to avoid first year stuff ups

Have you just started your own business? Here are somethings you need to be across, according to Suren.

You must have a plan. It’s important to set goals and know what it is you’re trying to achieve.

Don’t overspend. Don’t under spend. Shop around so you get the best deal for your business. Make sure you’re not spending all your money up front.

Want more tips to help your business succeed. Watch Suren’s tips below.

Note: This article contains general advice only. Readers should seek a trusted professional’s advice on financial matters.

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